Anyone managing a defined benefits plan today faces persistent risks and evolving realities: market volatility, uncertain liabilities, shifting regulations, and pressure to reduce expenses and contributions. Succeeding in this landscape requires an agile strategy and process that can dynamically react to market conditions and seize opportunities while managing risk and expense.
Mercer’s Team Approach to Defined Benefits Plans
Mercer clients receive advice and solutions driven by an integrated interdisciplinary team of specialists. A core team of experienced consultants and analysts is supported by specialists in manager research, pension strategy, investment operations, and more. The core and specialist teams work together to provide clients holistic advice and continual guidance.
The size of Mercer’s operations means we can dynamically expand the team to bring the right specialists to bear on your organization’s specific issues as they arise. Whether it’s our global asset allocation team to handle big-picture strategic issues or our regional teams to handle local regulations, we’re able to provide solutions that scale to our clients’ needs. For multinational organizations, Mercer provides consistent management and execution regardless of the country or specialty.
Improving Surplus and Reducing Risks
Growth in assets relative to liabilities is a key tool for helping defined benefits plans meet their final obligations and funding objectives, and it requires an effective portfolio construction. Our investments team examines the major and minor asset classes and market/return drivers to create an optimal strategic plan to meet surplus growth objectives with an appropriate risk profile. Our experience and knowledge of the market and managers allow us to construct a portfolio of managers and funds to implement this strategic allocation in a way that improves potential returns and is cost-effective. At the same time, a deep understanding of the drivers of liability values and changes is critical to managing total pension risk. Our dedicated pension risk team and broad actuarial experience offer our clients truly comprehensive solutions.
Innovation Backed by In-depth Research
Critical to all our work is our dedication to research and innovation. Manager research, sophisticated risk and factor modeling, dynamic asset allocation, and pension surplus risk budgeting are some of the key areas in which we create positive results for our defined benefits clients. Our goal is to provide the insight and analysis to help you understand tomorrow, today.
How Mercer Can Help
Mercer can help defined benefits plans manage persistent risks, such as market volatility, uncertain liabilities, and pressure to reduce expense and contributions.
Mercer Future Wise™
How ready is your workforce for retirement?
Mercer Pension Risk Exchange
By clicking Submit, I agree to the use of my personal information according to the Mercer Privacy Statement. I understand that my personal information may be transferred for processing outside my country of residence, where standards of data protection may be different.
Pension Risk Management
Mercer provides clients with a holistic approach to Pension Risk Management. One that aligns strategy with the plan’s overall funding status.Read more
Defined Contribution Plans
Mercer can help design, plan, optimize and manage customized Defined Contribution programs globally and locally.Read more
Employee Financial Wellness
Mercer Financial Wellness programs help employees reduce financial worries while employers increase workforce engagement and productivity.Read more
Mercer Alternative Investments provide a solid means to guard against the volatility of equities, hedge against inflation, and achieve better returns.Read more
Endowments and Foundations
Mercer is dedicated to helping Endowments and Foundations not only realize higher risk-adjusted returns, but also fulfill a higher mission.Read more
Financial Intermediary Partnerships
Mercer can help financial intermediaries bolster resources, generate investment ideas, perform due diligence, and assess operational and fiduciary risks.Read more
Retirement Plan Administration
Mercer retirement and investment advisors provide trusted solutions in defined contribution and defined benefit retirement plan administration.Read more