Private Wealth Management Services

Investment Policy Development

As the governing document for your investment program, the Investment Policy Statement lays out a plan to address objectives, return goals, liquidity needs, and risk tolerances.

Asset Allocation

While being strategic and long-term, asset allocation is based on capital market assumptions which are continually reviewed and tested against market conditions to ensure that they reflect the most current thinking, advancements in practical investment finance, and academic research.

Investment Strategy, Implementation, and Oversight

Our implementation strategies and methods are based on academic research in investment finance and fundamental relationships in capital market – all balanced with your own risk profile.

Tax Planning and Cash Flow Management

Portfolios are specifically designed for tax optimization in collaboration with your tax professionals.

Financial Planning

We use a robust financial planning process to determine how you can best meet your financial goals through proper savings, investments, and management of expenditures.

Estate Planning

We seek to maximize the value of your estate by reducing taxes and other expenses, focusing on these areas: wills, trusts, beneficiary designation, powers of appointment, property ownership, gifts, and powers of attorney.

Philanthropy

We advise you on the impact of philanthropic efforts with particular regard to taxation and your financial ability to give.

Portfolio Construction

A well-constructed portfolio will maximize the return for the amount of risk that is acceptable to you. Building your customized portfolio, we consider these five important principles:

Structured approach: Our investment process is informed by rigorous and verifiable analyses, not intuition or rumor.
Diversification: Asset class and geographic diversification help reduce the risk by investing in the economic activity of multiple industries, in multiple parts of the world.
Minimized frictional costs: We watch for inefficient trading practices or unnecessary tax consequences that can have a tangible impact on your ultimate wealth.
Ongoing monitoring and rebalancing: Portfolios are constantly monitored against market variables and are systematically rebalanced to keep them on course.
Regular communication: You are in control of your wealth through ongoing dialogue and flexible, timely, and accurate portfolio reporting.

Contact a Mercer Private Wealth Counsellor.

Mercer’s Private Wealth services in Canada are delivered by Mercer Global Investments Canada Limited.

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