As we enter 2021 during a global pandemic that has led to significant volatility in the financial markets and historically low interest rates, defined benefit (DB) plan sponsors should be taking on board the lessons learned during 2020 and planning for the impact of the new environment on their financial realities.


This paper outlines 10 areas of consideration for defined benefit plans in 2021, including the effects of COVID-19, opportunities for diversification, rebalancing and risk-transfer strategies and more.

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