Health trends report 

How to manage the costs and risks of employer-provided healthcare in a changing world

The top trends shaping employer-provided healthcare

MMB’s Health Trends global survey of 210 insurers across 59 countries identified four key themes driving the future of employer-provided healthcare.

Four key trends

Top trends shaping employer-provided health and benefits

                             9.5%

Global medical trend rate for 2022

                              2 in 3

insurers are making changes to their benefits offering in response to the pandemic

                      #1

Rank of metabolic and cardiovascular risk in a list of risk factors influencing employer-sponsored group medical costs

                            30%

percentage of insurers are reviewing medical networks to ensure diversity of providers

MMB Health Trends

Fielded in August/September 2021

These trends are important for employers to consider as while many firms have latitude in designing their benefit plan to meet their needs, insurers play a key role in shaping the benefits landscape. They do this through their standard practices and policy language, their willingness to adopt new provisions, and their access to large pools of claims data.
A significant number of insurers are adding innovative features to medical products, ranging from digital health and self-care tools to ways of connecting individuals with better quality care. 

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Infographic

A bite-sized overview of the key findings from this year’s research.
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Explore digital and self-care solutions and services provided via a typical employer-sponsored group benefit plan, and how to embed them into your benefit plans.

Self-care solutions are highly valued by employees

1 in 2

employees find wearables to manage health conditions like diabetes and heart failure "highly" or "extremely" valuable.19

1 in 5

insurers offer or cover the cost of wearable technology to help self-manage well-being- issues.20

Digital health self-care solutions are more available than ever before

70%

of insurers now offer or cover telemedicine services for simple health issues like a rash or cold

61%

of insurers provide video, telephone or text access for the treatment of significant issues such as diabetes

19 MMB Health on Demand 2021

20 According to this year’s MMB Health Trend survey results

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